# Currencies and conversion fees

You can select a currency when creating a subscription. You can create multiple subscriptions in different currencies, each of which will create a balance in the appropriate currency.

The subscription currency you choose will be reflected in the conversion fees of the payments you are charged and the payouts you receive.

**How to avoid conversion losses:**

* Create subscriptions and donations in the currencies that your subscribers primarily use.
* Choose to receive payouts in the currency of your subscriptions or donations.

**Example:**

1. €100 paid with a European bank card in euros. No fees.
2. €100 transferred to your European bank account in Euros. No fees.
3. €100 paid with a US bank card in US dollars. Your subscriber will pay a fee according to the rate of the bank that issued the card.
4. €100 transferred to your US bank account in euros. You will pay the fee according to your bank's rate.


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